A Guideline for Investors --- Risks, Rewards and Expectations

For individuals considering the bank formation process, this very well may be the perfect time to organize a new bank charter.

Grant Thornton's Tenth Annual Survey of Community Bank Executives shows an industry optimistic about the coming year, with 81 percent reporting a positive outlook.

Thousands of new commercial banks have been chartered in the U.S. over the past two decades.

Banking from HowStuffWorks.com

Do the widescale failures and resolutions of the savings and loan associations (S&Ls) and commercial banks in the 1980s provide useful perspectives for today?

The regulatory responsibility for granting community bank charters is vested in either the respective state banking department ("state") or its federal counterpart the Office of the Comptroller of Currency ("OCC").

What are the major reasons new community banks have been chartered in recent years?

Download and view the full text of Forest E. Myer's book, Basics for Bank Directors.

The question of shareholder relations in general, and market liquidity in particular, presents an increasingly important strategic issue to financial institution management.

Why is community banking successful in the United States? Is there reason for optimism in continued success? Most importantly...is there something in it for you?

Following are 13 points that we feel accurately (albeit in condensed form) portrays the critical elements to be considered by any group that is considering forming a de novo bank.

How will you survive your bank's adolescence? Robert Steiner shows how to succeed in today's competitive environment.

In the face of massive changes occuring in the banking marketplace, bank management today seem to react in one of two ways. Some accept the changing environment and move forward with a degree of self-determination and assertiveness; others wait around for the changes to be made and then (reluctantly) adopt or accommodate those changes in their institution.